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India: Real interest rate (%)

In , India's Real interest rate (%) was 2.52.

That's up 695.5% from 2021, the highest value since .

The global average for this indicator in 2022 was 4.28 .

Source: World Bank Open Data (FR.INR.RINR) • Data as of 2022

Trend (2005–2022)

India Real interest rate (%) trend 2008: Global financial crisis 2020: COVID-19 pandemic 2014: Oil price collapse 2022: Russia–Ukraine war begins
  • 2008 · Global financial crisis
  • 2020 · COVID-19 pandemic
  • 2014 · Oil price collapse
  • 2022 · Russia–Ukraine war begins

Highlights

Peak
7.56
Trough
-1.98
1-year change
+695.5%
5-year change
-52.7%
-13.9% / yr
10-year change
+1.9%
+0.2% / yr

Historical Data — Last 10 Years

Year Real interest rate (%)
2.5213
0.3169
4.1360
6.8949
5.3617
5.3276
6.2327
7.5565
6.6952
3.8660

About Real interest rate (%)

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.

Indicator code: FR.INR.RINRCategory: Trade & Finance

Frequently asked questions

What was India's Real interest rate (%) in 2022?
In 2022, India's Real interest rate (%) was 2.52, according to World Bank Open Data.
Is India's Real interest rate (%) rising or falling?
India's Real interest rate (%) rose 695.5% from 2021 to 2022.
How does India's Real interest rate (%) compare to the world average?
The global average for Real interest rate (%) in 2022 was 4.28, so India is below the world average.
What is Real interest rate (%) and how is it measured?
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.
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Source: World Bank Open Data (FR.INR.RINR), CC BY 4.0.